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Medigap Supplement Insurance

Medigap Plans v Supplement Plans

Recently, a man named Roger stopped me in a coffee shop when he recognized me from my workshop. This doesn’t usually happen, but I always love it when it does.

Roger came up to me to ask a really great question that I wanted to share and cover in this blog post.

He wanted to know the difference between Medicare supplement plans and Medigap plans.

The answer is that they are the exact same thing.

Depending on where you are reading or who you are talking to about these plans, they tend to use different language. I want to clear up any confusion with this.

When you’re looking at the official medicare.gov website or official Social Security information, they will call them Medigap plans.

They are called Medigap plans because they fill the 20 percent of the cost that Medicare does not cover.

Now, insurance companies usually call them Medicare supplement plans. Supplement plans also fill that same 20 percent of the cost that Medicare does not cover.

It’s easy to get confused with different names, but Medigap and supplement plans are the same things no matter what.

As I always say, Medicare is confusing, but it doesn’t have to be. The Medicare Coach is here to help you navigate Medicare and easily make the right decision that is best for you.

To easily make your Medicare decision, you can join our Medicare Enrollment Concierge by clicking here.