Paul McCartney’s famous Beatles hit “When I’m 64,” asks the question, “Will you still need me, will you still feed me, when I’m 64?” McCartney wrote that tune in 1958 at age 16 during the same year his father was 64.
When McCartney turned 64, he was probably wondering more about what he was going to do about Medicare than anything else. And chances are, if you’re 64 and quickly approaching the Medicare eligibility age at 65, you’re asking yourself the same thing.
When you start getting close to 65, you might not need to worry about who will need or feed you, but you do need to know what to do about Medicare. And that can be a frustrating and confusing topic for many. Here are the 2 primary questions you need to answer:
- Do you need to join Medicare at your 65th birthday?
- How do you get the right Medicare coverage and avoid penalties?
The first question you need to ask yourself is “Do I need to join Medicare at my 65th birthday?”
You can assume you need to sign up for Medicare at your 65th birthday, unless you have health insurance through another source that meets Medicare’s exemption rule.
So if you are unsure if you need to sign up for Medicare, because you will have health insurance after your 65th, I have created a special step-by-step guide for your specific situation.
Click HERE to read “The #1 Reason You Don’t need to sign up for Medicare.
In this article you will get the 3 steps to confirm you don’t need to enroll in Medicare and what paperwork you need now to avoid costly penalties.
Now, most of you will be signing up for Medicare at your 65th birthday. And you need to know your deadlines to avoid costly Medicare penalties or a lapse in coverage.
Here’s what you need to know.
- I highly recommend you enroll in Medicare three (3) months before your 65th The reason is, once you make your decision, your paperwork can take some time to go through the government systems. Doing your paperwork early ensures your Medicare will become effective at the right time and you won’t have a lapse in coverage.
- Make sure you have both Part A and B coverage, and prescription coverage (most likely Part D) to avoid fines.
- When you enroll in Medicare, make sure you are confident in your decisions as you may not be able to change them in the future based on insurability rules (this includes your decision on Original Medicare vs. Medicare Advantage, and Supplemental Insurance. You can, and should, change your Part D prescription plans every year to save money).
Medicare can feel overwhelming when trying to figure out and put together all the pieces. You may be scared about what’s going to happen or not have a clue where to start.
I’ve created a free workshop just for you, to show you the exact steps you need to take to make sure you’re making the right Medicare decision for your unique situation.
>>Click Here to sign up for the free online Medicare workshop to make Medicare easy.<<
In this workshop I will help you eliminate your Medicare frustration and confusion. This will help you make an informed decision that will save you money and get you a plan you will be happy with.
So, remember Paul McCartney’s song. If you don’t want to worry about who will take care of you when you’re 65, make sure you know what to do about Medicare and any other insurance you have when you’re 64.
Maybe McCartney’s verse should have gone a little something like this, “When I get older losing my hair and find it harder to drive, will I be ready, to know all my options, when I’m 65?”
Either way, as you approach age 65, you need to know what you’re going to do about Medicare. Don’t wait until the last minute to figure out your options.
Make sure you join my Free Medicare Workshop. It will help you get even more clarity on Medicare and show you the 5 step process for knowing exactly what you need to do.
Click Here to claim your spot for the Free Medicare Workshop.
