Is having health insurance to cover your hearing and vision important to you?
If so you are one of the many.
I frequently hear people who greatly value this coverage and want to ensure their Medicare plan includes these two benefits.
This is why so many take into account hearing and vision benefits as we make our Medicare decision.
But making a Medicare decision based on vision and hearing benefits can be very difficult.
So, please be careful.
The advertising on this topic can be misleading and can take you down a path where you may make make a Medicare decision you later regret.
Today I want to share two key points to keep in mind as you make your Medicare decision. A decision that keeps in mind your vision and hearing benefits while also ensuring you aren’t sabotaging your other health care benefits.
- Both Medicare programs Original Medicare and Medicare Advantage cover medically necessary vision and hearing. I will spend an entire blog going into more detail on what specifically covers under “medically necessary”. It will cover hearing and vision related health care such as cataract surgery and cochlear implants.
- Some Medicare Advantage plans charge extra for vision and hearing coverage and limit the amount of money that can go towards these services. Make sure you understand the rules of the plans as you make your decision.
What this means is that while many Medicare Advantage plans advertise, it may or may not be worth giving up the Original Medicare benefits.
There are many important factors that go into your Medicare decision, so please make sure you look at all of them before you finalize which Medicare program you want to go with.
